Financing at USdiscountfinance - Accident-Health Insurance

Accident - Health Insurance

Through the Finance Department at USdiscountfinance.com, we offer fully secured loans to protect you, your family, and one of your most valuable assets - your credit rating.
And through no fault of your own, your credit can be ruined due to an accident or illness.

A common cause of repossession in the US is an illness in the family.

Expenses normally go up with a disability
Income usually goes down with a disability
Hospitalization insurance seldom pays 100% of the expenses while you are sick or injured
Hospitalization insurance does not pay your loan payments while you are sick or injured
Workman's Compensation only covers work-related injuries

When you purchase an Accident Health Insurance Policy...

In the event that you would become sick or injured, a fully-secured loan that includes accident health insurance means:

Your loan payment is made for you while you are unable to work due to any covered accident or illness
You do not have to be hospitalized to collect
Payments made on your behalf do not have to be repaid
Your policy becomes effective on the date of your loan
The cost is not rated according to age or occupation
There is no lump sum cash outlay. The premium is included in your monthly payment
Benefits are tailored to the amount financed. You are not paying for more insurance than you need.
There are no limits on the number of times that you can collect
Benefits are in addition to any other protection you may have

Credit Life and Accident-Health Insurance endorses the philosophy that "no debt should outlive the debtor".

When you purchase a Life Insurance Policy

ELIGBLE DEBTORS MUST BE UNDER SIXTY-SIX(66) ON THE EFFECTIVE DAY OF CONTRACT TO QUALIFY

For your information, here is the application wording:

APPLICATION: I hereby apply to the company for insurance in the amount of and for the terms as stated in the schedule. I delcare that to the best of my knowledge and belief, I am in good health and that my age is as stated above. During the past three years I have not recieved any medical care or treatment for heart or cardiovascular systm, lungs, or repiratory system, stomach or digestive system, brain or nervous system, diabetes and/or any complications of diabetes, Immune Deficiency Disorder, AIDS or the AIDS related Complex (ARC), or cancer to any part of the body. If I have consulted a physician within the past trhee years for any conditions listed above, I will NOT be eligible to obtain credit insurance with respect to my own.
I understand that this insurance is not a factor in the approval of my loan, and that I may provide insurance throug existing policies or procure and furnish-policies of insurance from other insurers. If applying for disability ocverage, I am presently gainfully employed, at leas 30 hours per week.

In the event of your death, a fully-secured loan that includes credit life insurance means:

Your family inherits an asset, not a liability
You protect your family's credit rating following the loss of your income
You protect your family's standard of living after your death
The co-signer is relieved of the obligation
The creditor is paid directly
A single premium means no annual increase in rates Benefits are not taxable
You protect your other assets from being used to satifsy this obligation

Credit Life and Accident-Health Insurance endorses the philosophy that "no debt should outlive the debtor".

Finance | Service Contracts | Gap Protection | Accident Health Insurance | Life Insurance